🌞 Ready to make some unforgettable summer memories with your family? If you’re on the hunt for a vibrant destination that has something for everyone, look no further than Temecula Valley! Nestled in the heart of Southern California, this gem is bursting with family-friendly activities that will keep both the kiddos and the adults entertained. Let’s dive into the top spots you absolutely must visit this summer!   1. Exploring the Enchanting Temecula Valley Wine Country   Yes, you read that right – wine country! But don’t worry, this adventure isn’t just for the grown-ups. Many of Temecula’s beautiful wineries welcome families and even have special activities for kids. Head to Wilson Creek Winery, where children can frolic in the sprawling grounds while you sip on some of their famous Almond Champagne. Pack a picnic, relax under the shaded trees, and enjoy the scenic views.   2. Old Town Temecula: A Blast from the Past   Step back in time and experience the charm of Old Town Temecula. This historic district is perfect for a day out with the family. Stroll down wooden boardwalks, explore unique shops, and dive into some delicious food. Don’t miss the Temecula Children’s Museum at Pennypickle’s Workshop, where kids can engage with hands-on science experiments and interactive exhibits.   3. Splashing Around at Margarita Community Park   When the summer heat hits, there’s no better place to cool off than Margarita Community Park. This park boasts an awesome splash pad that’s perfect for kids to run around and enjoy. With plenty of shaded areas and picnic spots, it’s the ideal location for a family picnic. Plus, the park’s playgrounds and sports fields mean there’s something for everyone to enjoy.   4. Hot Air Balloon Rides for a Bird’s Eye View   Want to give your family a unique experience they’ll never forget? Take to the skies with a hot air balloon ride over Temecula Valley. Companies like California Dreamin’ offer family-friendly flights that provide breathtaking views of the vineyards and rolling hills. It’s a magical way to start your day and create memories that will last a lifetime.   5. Animal Encounters at the Temecula Valley Alpaca Ranch   For an up-close and personal experience with some furry friends, visit the Temecula Valley Alpaca Ranch. Kids will love feeding and petting the friendly alpacas while learning all about these fascinating animals. It’s a fun and educational outing that’s sure to be a hit with the whole family.   6. Adventure and Exploration at Lake Skinner   Nature lovers, this one’s for you! Lake Skinner is a haven for outdoor activities. Whether it’s fishing, hiking, or simply enjoying a picnic by the water, there’s something here for every member of the family. The lake’s serene environment is perfect for a relaxing day out, and if you’re lucky, you might even spot some local wildlife.   7. Temecula Valley’s Farmer’s Market: Fresh and Fun   Make your way to the Temecula Farmer’s Market on a Saturday morning for a delightful family outing. Browse through stalls of fresh produce, homemade goodies, and unique crafts. Kids will love the vibrant atmosphere, and you’ll appreciate the opportunity to support local vendors. Plus, there’s often live music, making it a truly enjoyable experience for everyone.   Wrapping It Up   Temecula Valley is a treasure trove of family fun just waiting to be explored. Whether you’re seeking adventure, relaxation, or a bit of both, this charming destination has got you covered. So pack your bags, gather the family, and get ready for a summer full of laughter, discovery, and unforgettable moments. Don’t forget to snap lots of photos and share your adventures with us!

As of 2024, homeownership in California remains a significant goal for many, yet the challenge of accumulating enough for a down payment and closing costs can be daunting. This is where the California Dream for All program steps in, offering a unique solution for aspiring homeowners. The program's cornerstone is the Shared Appreciation Loan. This initiative assists first-time buyers with their down payment, but with a twist. Instead of regular repayments, the amount is paid back only when you sell or transfer your home. Plus, the repayment includes a portion of your home's appreciation, aligning the program's success with yours. The beauty of the Shared Appreciation Loan lies in its flexibility and fairness. It's designed to ease the initial financial burden of buying a home, making homeownership accessible to more Californians. However, the California Dream for All program is just one avenue. As a knowledgeable mortgage broker, I offer a plethora of home loan options tailored to suit different needs and circumstances. Whether you're a first-time buyer or looking to move up the property ladder, there are options available that can be customized to your unique situation. Homeownership is more than just buying property; it's about finding the right fit for your financial future. I invite you to contact me to explore the various options available, including the innovative California Dream for All program. Together, we can find the best path to your dream home. If you are ready to get pre-approved for the California Dream for All program, contact me today at (760) 529-2439 or email me at crystal@trammellrealtyco.com,to setup your free, no obligation consultation.

Inland Empire Mortgage News The Inland Empire region of California is a thriving area for the real estate market, with a growing population and strong economic growth. In today's blog, we'll be discussing the latest updates in the Inland Empire mortgage news, including market updates and mortgage rates. Market Update The Inland Empire real estate market continues to grow and thrive, with high demand and low inventory. According to the California Association of Realtors, the median home price in the Inland Empire was $429,000 in May 2021, up 19.2% from the previous year. Home sales in the region were up 27.1% year-over-year, with a total of 9,631 homes sold. The strong demand for housing in the Inland Empire has led to a competitive market, with many homes receiving multiple offers and selling for above asking price. This has made it challenging for some buyers to find the right home at an affordable price. However, with mortgage rates remaining low, there are still opportunities for buyers to enter the market and find their dream home. Mortgage Rates Mortgage rates have remained low throughout the pandemic, making it an excellent time for buyers to secure a mortgage. According to Freddie Mac, the average 30-year fixed-rate mortgage was 2.88% in June 2021, down from 3.07% in the previous year. The low rates have helped to keep home affordability high, despite rising home prices. Despite the low rates, some buyers may still face challenges in securing a mortgage due to stricter lending standards. Lenders are requiring higher credit scores and larger down payments, which can make it harder for some buyers to qualify for a mortgage. However, there are still options available for buyers, including FHA loans and other government-backed programs. Mortgage News Updates In recent mortgage news, the Consumer Financial Protection Bureau (CFPB) has proposed new rules to help prevent foreclosures as the pandemic-related protections come to an end. The new rules would require mortgage servicers to work with struggling homeowners to find ways to avoid foreclosure, such as loan modifications or payment plans. The rules would also require servicers to provide more information to borrowers about their options and to make it easier for borrowers to apply for assistance. Additionally, the CFPB has proposed new rules to help streamline the mortgage application process and make it easier for borrowers to understand the terms of their mortgage. The rules would require lenders to provide a "closing disclosure" document to borrowers three days before closing, which would include information about the loan terms and closing costs. The goal of the new rules is to make the mortgage process more transparent and less confusing for borrowers. In conclusion, the Inland Empire real estate market remains strong, with high demand and low inventory. Despite rising home prices, low mortgage rates have helped to keep home affordability high. Buyers may still face challenges in securing a mortgage, but there are options available to help them achieve their homeownership goals. Be sure to stay up-to-date on the latest mortgage news and market updates to make the most informed decisions about your real estate investments in the Inland Empire. - Making your transaction CRYSTAL clear. 🏡  Crystal Trammell, MSW | REALTOR® | Mortgage BrokerDRE# 02147605 | NMLS# 2295766Powered by Full Realty Services📱: (760) 529-2439🌍: www.trammellrealtyco.com

Menifee is a city in Riverside County, California, located about 90 miles east of Los Angeles. The city is home to a population of over 90,000 people and is known for its affordable housing, family-friendly atmosphere, and proximity to outdoor recreation opportunities. The real estate market in Menifee is thriving. In the past year, home prices have increased by an average of 10%. This is due in part to the city's strong job market and its growing population. There are a variety of housing options available in Menifee, from single-family homes to townhomes and apartments. The city also has a number of new developments in the works, which will add even more housing options to the market in the coming years. Menifee is a great place to raise a family. The city has a number of excellent schools, parks, and recreation facilities. There are also a variety of family-friendly businesses and restaurants in the area. If you're looking for a place to live that offers affordable housing, a family-friendly atmosphere, and proximity to outdoor recreation opportunities, then Menifee is a great option. Here are some of the things that make Menifee a great place to live: Affordable housing: Home prices in Menifee are significantly lower than in other parts of Southern California. Family-friendly atmosphere: Menifee has a number of excellent schools, parks, and recreation facilities. There are also a variety of family-friendly businesses and restaurants in the area. Proximity to outdoor recreation opportunities: Menifee is located near a number of popular outdoor recreation destinations, including Lake Elsinore, Temecula Creek, and the Santa Rosa Mountains. If you're looking for a place to live that offers all of these things, then Menifee is a great option. Making your transaction CRYSTAL clear. 🏡  Crystal Trammell, MSW | REALTOR® | Mortgage BrokerDRE# 02147605 | NMLS# 2295766Powered by Full Realty Services📱: (760) 529-2439🌍: www.trammellrealtyco.com